A Special Kind of Love

A taste of what the article is about:



There is a magic in handmade clothing that transcends the colors, the styles, even the quality of the handiwork. It's as if every stitch and every knot was imbued with the love of the hands that crafted them. And so it was only right that when I was carrying my first child, I picked up crochet hook and thread and started making the clothing she'd wear home from the hospital.

I didn't stop there, though. Making clothing for babies is more than a way to save money or create unique clothing styles




Please purchase the rest of this insightful article.

To instantly download this article for $1.99 go to:

http://store.payloadz.com/go?id=245034

The Secrets to the Best Kids Birthday Party Ever!

Author's Summary:

You
are probably wondering what this person knows that I do not already
know, well let me tell you just a few things that might surprise you
about kids and birthday parties. Did you know they want you to be the
coolest parent in their school? Did you know they want to be known as
the kids with the coolest person in school that has the best birthday
parties ever?

Did you know that a fantastic birthday party does
not have to cost as much as you think and that same low cost birthday
party will put your child in the glowing light and envy of all his or
her friends? How, you ask; because you would have read this eBook,
“Kids Birthday Parties: Secrets to the Best Party Ever”.

In this
guide you will learn all the tricks of the trade to pull off a
successful birthday party were everyone leaves happy and ways to keep
your wallet in check. You will learn ways to comprise with the birthday
child and still stay well under your budget and so much more!

Provide
you with party themes of all age groups, games and activities for all
age groups, party favor ideas that will impress your childs peers, food
ideas that will surprise you, and still more! Still a bit skeptical?
That is understandable; you have no clue if what I say is really in
this fantastic eBook, however I can guarantee you it is and still so
much more!

When it comes to planning birthday parties, there is
no need to get flustered over all that needs to be done. The
organization of it all, the invitations, party theme, decorations,
food, gifts, cake, location, and a hoard of other things that need
looking after can be a breeze. The Kids Birthday Parties guide will
reveal great knowledge from years of experience that will solve all
your kids birthday party dilemmas. It practically does the work for you!



Table of Contents


Chapter 1 – Introduction
Chapter 2 – Must Know Birthday Party Secret Tips
Chapter 3 – Birthday Party Checklist
Chapter 4 – Perfect Birthday Party Invitations
Chapter 5 – Choosing the Perfect Birthday Party Theme
Chapter 6 – Perfect Party Games and Activities
Chapter 7 – Perfect Birthday Party Food
Chapter 8 – Perfect Birthday Party Favors
Chapter 9 – Conclusion


To instantly download this ebook for $17.00 go to:

http://store.payloadz.com/go?id=245029

How to profit from an economic recession

Product Summary:

Discover the Secret to Weathering a Recession and Walking Away with Your Bank
Account, Your Retirement Fund, Your Investments and Your Pride!

When
you’re unprepared for the impact of recession on your life and your
business, the consequences can take you completely by surprise.

*

Strings of layoffs
*

Dramatic dips in the profits of your company

*

An increase in outsourced labor
*

The disappearance of expendable cash
*

A crashing housing market
*

Rapidly falling stock prices
*

Decreasing values of 401Ks and other retirement accounts
*

Companies going bankrupt

Here is what you will learn inside this guide....

*

Part 1: Why You Shouldn’t Worry About Economic Recessions
*

The Year of Jubilee
*

The Difference between Letting Yourself Thrive
*

Real Estate
*

What to Look for When You’re Buying Real Estate
*

Stock Market Investments
*

Part 2: And Just Getting By
*

Recession Proofing Your Job
*

Just in Case
*

Network
*

Be Visible
*

Offer Suggestions on Ways to Save the Company Money
*

Keep Your Skills Up to Date
*

Keep Looking
*

If You Do Get Laid Off
*

Keeping Your Business Floating Until the Flood Waters are Gone
*

How Low Can You Go?
*

Keep Your Business Macro
*

Open Yourself Up to the Possibility of an International Market
*

Part 3: A Virtual Treasure Trove-The Other Hidden Benefits of Recession
*

Riding in Style has Never Been So Easy
*

You can Find Anything Secondhand-Cheap
*

The Bottom Line


To instantly download this ebook for $17.00 go to:

http://store.payloadz.com/go?id=245027

Potty Training, Stop the Mess, the Ultimate Potty Training Guide

Product Summary:

“Potty Training, Stop the Mess, the Ultimate Potty Training Guide” will show
you how to shower your toddler with praise and rewards without the
temptation to do more than you should. It will also show you some of
the best terminology around that will appeal to your toddler without
inhibiting him or her to use the potty themselves.

Potty training doesn’t have to be “dirty business”. It’s actually easier than you think – when you have the right tools to use.

Everyone
has advice for you. I’m no different, but after reading this book, I
realized that this is the best advice around. Look at some of the
information contained inside this book:

*

What videos and books can help the process
*

Picking out the perfect potty chair
*

Training while traveling
*

What time is the “right time”
*

Staying dry at night
*

Altering your child’s diet for better bowel control
*

Addressing physical complications that might be present

To download this ebook instantly for $17.00 go to:

http://store.payloadz.com/go?id=245027

December 21, 2012 TEOTWAWKI

The Mayan civilization predicted the end of the world as we know it in ancient times. Their calendar predicts the global disaster will occur on December 21, 2012... Their calendar also has predicted other major astronomical events....So far, they have never been wrong....

Custom December 21, 2012 computer wallpaper with a daily reminder to live life to the fullest.

Follow this link to get your wallpaper:

http://store.payloadz.com/go?id=208646

Phishing Scam 801-649-5020

For_Immediate_Release:

United States of America (Press Release) December 5, 2008 -- The unsolicited text message I received read as follows:

Capital One Alert: Your CARD has been DEACTIVATED. Please contact us at 801-649-5020 to REACTIVATE your CARD.

I called the phone number and it was an computerized voice recording asking to reactivate my card or to change the pin number. So I went with it since I DO NOT OWN A CAPITAL ONE CARD. I entered 4123456789012345 and for the expiration I put 1111 and for the security
code on the back I put 123. It verified that my card had been reactivated. How odd in that that is an invalid card number and that I don't own their card.

I then added a FRAUD ALERT on my credit file by calling: 1-800-525-6285.

Apparently, this scam is out to collect credit card information, PIN numbers etc. Please be forewarned!

My Successful Payment For Deletion Story

In November of 2006 I had to go the the Emergency Room. My insurance didn't cover about $252.00 of the bill. I never paid the bill and it went to collections.

It was returned to Mountain Land Collections and Attorney Quinn Kofford to collect on it. I received the initial collection notice to which I responded with a validation of the debt request. They sent a copy of the signed medical admission papers that I signed. They then served me with judgment papers to which I responded to the court directly with a statement that stated I was made to sign under duress in order to get the medical attention I needed, and that because I was under duress I should not be held liable for the bill.

I was later served with a pretrial notice because I responded to the judgment. I appeared at the pretrial hearing and the Law Office of Quinn Kofford and his assistants were there. There was a good group of us debtors in the waiting area outside the court room. Quinn asked how many of us were there for Mountain Land Collections, about 10 or so people raised their hands. They then numbered us off and had us go off into a little side-room, where they Pretty much tried to muscle us into "lets make a deal". They were wanting to get payment arrangements of like $25.00 per month set up etc. I sat down with one of the female assistants and she right away tried to make a deal with me. I promptly told her that I was not going to pay the debt because I don't feel I am responsible for the debt. She proceeded to question me along the lines of "so you don't think you should pay for medical services rendered to you?" I responded I didn't have a choice, I could have died or sign the consent. I kept on refusing to make a deal with her. She threatened to take this to trial, I indicated that I really didn't care if it went to trial, I am not going to pay this debt. She got frustrated and referred me to the attorney.

So Quinn sits down next to me and is trying to make a deal with me. I still refuse to make a deal with him. Then he says that I need to understand that he is the opposing attorney and after looking at my case, and what my argument is, he will win if this goes to trial. I acted indifferent still. He then said he could discount his fees and interest and make a payment deal. I told him that the only way I was going to pay anything is if I was to get a payment for deletion agreement first. He asked what that was. I explained the process to him. and I also told him that I work in the credit repair industry. He wasn't sure that it was possible, I assured him that it is possible and I explained exactly how it works.

I also told him that the marks on my credit report are already at an R9 which is the maximum damage it can get. he agreed, And I let him know that there really isn't any motivation for me to pay if that won't change. He agreed. He said he will present the idea to the creditor and see if they are willing to agree to the payment for deletion. He also told me that he has been doing this for 15 years and he has never heard of this approach before.

Today I got a call from their law office, I returned their call, and they said that they are willing to do the payment for deletion agreement AFTER I pay them in full. I refused that deal. I told them that I need the agreement first or else how am I to trust that you will delete it after the payment has been made? She said that If they say they will do it, they will do it. I disagreed. She then told me that "I'll talk to my office manager about it, but it looks like it will go to trial". I said Ok.

They called me back about 20 minutes later and they said that they would agree to put a paragraph in the repayment agreement that states that upon repayment they will agree to delete it off of my credit reports. I said great.

So now I am awaiting the deal to come in the mail to sign and deliver back to them.

What I learned is that if you are served with a judgment, it is to your advantage to respond to it and at least state your side of the story. I also learned that the attorney will schedule all of his collection accounts to appear at the court at the same time to save them hassles of returning multiple times. I also learned that they will then hustle you for a quick and easy deal that usually only benefits them. I also learned that if you don't understand how the credit and collections game is played and if you don't understand your consumer rights, the collectors will walk all over you to their advantage. I also learned that if you go in to the court or negotiating arena knowing exactly what you want to get out of it (in this case, payment for deletion), and hold your ground regardless of their intimidation, it's likely you will succeed with achieving your goal.

It is definitely not for the faint of heart, but it works.